11 Apps Like Dave For Quick & Simple Cash Advances


Dave is the go-to app for cash advances that have helped many people avoid financial disasters. It is not surprising that many people are looking for Cash advance apps that can be helpful.

Apps like Dave - Top 11 Selections

There are many money apps, such as Dave, that offer a wide range of features and reasonable interest rates. Certain apps are more useful than others.

We hope that the reviews provided below will help us choose the best app for you.

1. Brigit

In the list of apps like brigit that let you overdraft, a budgeting app, allows you to access cash advances on flexible terms if you need them.

  1. The Paid Plan allows you to apply for loans up to $50 and up to $250.
  2. Additional $9.99 per month is charged for this plan.
  3. Instantly, the loan will be transferred to your account.
  4. The applicable APR may be as high at 500%
  5. Brigit offers additional tools such as automatic deposits and credit monitoring.

2. Earnin

Earnin is the best app that allows you to overdraft. It's one of the most popular options on the market, specifically designed to meet your financial needs.

  1. You can borrow as much as $500 through the app
  2. Optionally, you can leave a $14 tip.
  3. For more perks, applicants can sign up for Earnin's Lightning Speed.
  4. The amount you borrow will determine the applicable APR.
  5. Late payment is not subject to additional fees

3. Moneylion

Moneylion is another reliable option. It allows you to borrow large amounts of cash advance provided you have a checking or savings account.

  1. A loan can be obtained for as little as $25 to $250
  2. Instant delivery of cash costs $3.99
  3. If you're not a Moneylion account holder, you would need to pay $4.99
  4. You should be aware that the APR can reach as high as $300.
  5. If you fail to repay the amount within the agreed timeframe, you will be charged an additional fee.

4. PockBox

PockBox, a reliable app that allows you to borrow large amounts of money when needed, is called PockBox.

  1. In just minutes, you can borrow $100 to $2,500 from the app.
  2. To make a loan application, you don't have to connect to any bank via the PockBox app.
  3. There is no registration fee.
  4. High approval rates.
  5. Variable interest rates are based on the amount of your loan.

5. Branch

Apps like Dave offer loans, but also have exemplary names like Branch, which provide money-monitoring tools.

  1. Branch allows you to borrow up $500, depending on your work hour.
  2. All are welcome to join this app.
  3. You have the option to take out a portion of your salary in advance and make a loan.
  4. The amount you borrow is exempt from interest.
  5. Branch is a great app for speedy transfer and flexibility.

6. Loan Solo

Loan Solo connects you to trustworthy lenders who will help you with all your financial problems.

  1. You can quickly get cash.
  2. Without any additional charges, the funds will be transferred directly to your account.
  3. Personal loans up to $3,000 are available.
  4. Your credit score will determine the amount you receive.
  5. If you keep using the app and continue to learn the best tricks, it can become more affordable.

7. FlexWage

This is a great choice if the employee wants to access wages according to their needs.

  1. Payroll advances are easy with the app.
  2. FlexWage offers reloadable payroll debit card cards.
  3. For those who don't have a bank account, the card allows them to accept direct deposits.
  4. You may be charged a $5 fee.
  5. The app is relatively inexpensive compared to other options.

8. DailyPay

DailyPay is similar to Dave, and you can enjoy many benefits over the course of your time.

  1. This allows you to achieve balance over time.
  2. Simply tap the balance that you require to access the cash.
  3. The app will immediately transfer the money to your bank account.
  4. This amount will be deducted from your next paycheck.
  5. Transfers are charged $1.25 by the app

9. Rainy Day Lending

Although this is not a loan for a salary, it allows you to get a personal loan that's based on your financial situation.

  1. All credit types are accepted.
  2. You can request the money to be sent directly to your bank account.
  3. Within the next business day, the funds will be available.
  4. You should be aware that the app can charge overdraft fees.
  5. Certain rates of interest will be applicable to you.

10. Chime

For a long time, Chime users have voted Dave as their favorite app. Chime is an excellent online bank that allows you to check your accounts. It also offers many other benefits.

  1. You can get a loan up to $100, depending on your credit history.
  2. There is no set-up charge.
  3. To be eligible for the loan, you must make a minimum of $500 monthly direct deposit.
  4. You must repay the balance within one week.
  5. The APR may reach as high as 105%

11. Payactiv

PayActiv provides loans with easy terms.

  1. The app allows you to withdraw as much as $500.
  2. You would pay $5 for each transfer once every two weeks.
  3. PayActiv is one the most affordable apps alternatives to Dave.
  4. It is not available in all areas, so make sure you check if it is available in your area.
  5. The app is a partnership between companies in the US.

The bottom line

You can see that Dave is not an app that will help you in financial emergencies. Although the list includes many names, you should also learn their terms and conditions.


Lily

Hi,I was born and brought up in USA. I am a certified financial advisor with years of experience in the field. I have worked with a variety of clients, from individuals to businesses, and have helped them achieve their financial goals. I am knowledgeable in a variety of financial topics, including investment planning, retirement planning, and tax planning. One of the aspects I love most is educating others on how to maximize their finances.

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