What is the Brigit App?
The Brigit app offers small-dollar payday advances as well as budgeting, credit-building, and budgeting features. The app is available in a free version that offers financial advice and budgeting tools. However, users must pay $9.99 per month to access the credit-building and advanced features.
Brigit's primary goal is to help people save, improve their finances, and reduce financial stress. Brigit offers many features that can help people achieve this goal, such as a budgeting tool that allows users to track their spending and identify areas where they can reduce it. Brigit also has a "skip a payment" option that will enable users to defer one monthly payment without penalty. This option can be used to avoid going into debt and help you save money.
Brigit can also help people improve their credit scores. It also has a credit-building function that allows users to view their credit scores and track their progress over time.
How to sign up Brigit?
Follow our step-by-step tutorial
1. Get the App
Brigit can be downloaded on your smartphone by visiting the Apple App Store and the Google Play Store. Next, register for an account to connect it to your bank.
2. Wait For A Review Of Your Account
Signing up for Brigit requires you to provide information about your checking account. After reviewing your account, the company determines if you are eligible for a cash advance.
Your checking account must meet these criteria to be eligible for Instant Cash.
- Account must be at most 60 days old
- You must have sufficient activity in the account to use it every day for a couple of weeks
- The account balance must not be less than $0
- To repay the advance, you must have enough cash after you get your paycheck.
- An account must receive at least three recurring deposits per month from an employer that total $800 or more
3. Receive your Brigit Instant Cash
Brigit will establish a payment date and deposit the money into your account if you're eligible. You'll need to pay the membership fee, but you can also request a check in advance.
4. Pay your Balance
Brigit will notify your 2 days prior to the due date of your payment. You have the option to repay the advance in full at any time. You can also use the chat feature in the app or the customer service line if you have any questions.
Pros and Cons of the Brigit Money App
The Brigit App is one of the best options for payday advances. It allows users to borrow up $250 without requiring them to have a credit check and doesn't charge interest. Brigit also offers additional tools such as credit monitoring and budget tracking, credit-building loans, and credit-building loans.
The only problem is that you will have to pay $9.99 monthly to access most of the services. Access to your bank account activity is required in order to use Brigit. Brigit's advance isn't as big as some of its competitors, so it is a good idea to look at other options before you enroll.
Brigit Reviews
According to Brigit's customer reviews, the app generally receives positive feedback. On average, the app receives 4.8 stars out of 5 from 193.5k reviews on the Apple App Store, and 4.6 stars out of 93k on the Google Play Store.
Although BBB doesn't accredit the company, they addressed all complaints. Brigit's BBB reviews are a good resource for information about products.
The good news is that Brigit lenders have not complained about the products. There are many complaints about customer support.
According to one customer, "I emailed Brigit multiple times regarding an issue with their credit-builder app and received no assistance. There is no customer service number for Brigit, and they claim their chatbot will respond. The responses I received were generic and inaccurate. They told me to click on their credit button and then click make payment. However, there isn't one.
Brigit's FAQ says that a failed payment can easily be refunded if you make a payment within 30 calendar days. This is not an option. In an email response, they said that they wouldn't allow you to make the payment. I was also advised to contact my bank. However, this is not what their site states. This will affect my credit score, which is why I set up an account with them. This company is extremely unprofessional and does not take responsibility.
Also Read: Apps Like Dave For Quick & Simple Cash Advances
Is Brigit worth it?
Brigit is a great option for those who require a quick solution to cover emergency expenses. You can use the paycheck advance feature to cover unexpected expenses without borrowing money from family or friends. Brigit also offers budgeting and credit-building features that can help people improve their financial position.